We believe that all gifts
are important. As you review our giving opportunities,
be reminded of the privilege and responsibility we have to be
good stewards. When you support AHCS, you demonstrate your
commitment to Kingdom Education that is helping our students
develop the vision, ability, character, and courage to make
the world a better place.
AHCS parents, grandparents,
friends, and alumni can find a number of opportunities to
consider when making a gift. To learn more about how you can
support Auburn Hills Christian School, contact the office at
(248)373-3399.
Areas You Can
Contribute to
AHCS Fund
Auburn Hills Christian School’s annual AHCS
Fund strengthens its programs and departments through funding
for operations and special program support. This money helps
bridge the gap between the cost of educating students and
tuitions and fees.
Through the AHCS Fund, parents, alumni, grandparents, and
friends of AHCS are asked to make regular, yearly gifts at
whatever level is appropriate for each individual donor. All
donations are tax-deductible. Gifts to the AHCS Fund may be
eligible for a match from employers.
Capital Projects and Facilities
Donors may designate gifts toward the planning and
development of facilities, including construction of new
buildings, utilities, site work, or renovation projects.
Auburn Hills Christian School gladly welcomes gifts for
capital purposes.
Scholarships
One priority of Auburn Hills Christian School is to
address the needs of our top graduating students. Parents,
grandparents, alumni, and friends of AHCS can help provide
scholarships to our top graduating students with a gift to
this area. For information on establishing a named
scholarship, please contact the office at (248)373-3399.
Endowments
Endowments are the gifts that keep on giving.
The funds are invested by Auburn Hills Christian School, and
the interest generated by that investment is used for the
purpose you wish to support — financial aid, merit awards for
students, supplemental support for programs, facilities, and
more. A portion of the income is re-invested each year,
enabling the endowment to continue to grow and provide a
predictable, stable stream of income over time.
In-Kind Gifts
In certain circumstances, Auburn Hills
Christian School accepts donations of equipment, materials,
and supplies that AHCS can use. For information on making an
in-kind gift, please contact the office at (248)373-3399.
Ways to
Give
Regardless of how donors
have chosen to participate, their gifts to Auburn Hills
Christian School make an investment in human potential and
enhance opportunities for all of us as well as future
generations through their support of learning.
The following giving
vehicles of giving provide donors the flexibility they seek in
making philanthropic decisions. You may request more specific
information from the office at (248)373-3399.
Outright
Gifts
Outright gifts
remain a valuable and viable source of donations for Auburn
Hills Christian School and its programs. Regardless of size,
an outright gift is an effective way of assisting AHCS to fund
areas the donor considers important.
Auburn Hills Christian
School appreciates all levels of support for current
operations, endowment, and capital purposes, and gladly
accepts gifts of cash, securities, and certain types of
property.
Cash
A gift of cash is the
simplest form of giving, whether a donor wishes to support the
Annual Fund, create a scholarship or endowment, benefit an
academic program, or designate monies to a capital campaign.
Cash gifts provide the most
immediate benefits for the donor and AHCS.
Securities
An alternative to cash is a
gift of appreciated securities, which can offer income tax
deduction benefits as well as savings on capital gains.
Matching Gifts
Through corporate matching,
charitable contributions can often be doubled or even tripled.
The process is as simple as completing a standard matching
gift form from your employer and mailing it with a gift to
AHCS.
Learn whether your employer has a matching gifts program. You
may also contact your Human Resources Department directly.
Trends in philanthropy show
that more and more contributors are opting for planned giving
donations. Through planned gifts, a donor arranges a gift to
AHCS for realized benefit in the future.
A contributor to AHCS may
find that planned giving offers attractive benefits. It can
increase current income for the donor or others, reduce the
donor's income tax and avoid capital gains tax and pass assets
to family at a reduced tax cost, while offering a significant
donation to AHCS.
Gifts associated with a will
and the final distribution of an estate offer donors and AHCS
a great deal of potential. A bequest, or gift by will, is an
attractive option when a donor is currently unable to make an
outright gift, but wishes to make a contribution to AHCS in a
meaningful way.
A specific bequest will
involve donating a set amount or percentage of assets from an
estate to AHCS. Residual bequests are left to AHCS after all
debts, expenses, and taxes have been paid from an estate.
Living Trusts
A trust is a legal agreement
that specifies how the assets placed under the trust will be
managed. A living trust can be established to take effect
during a donor's lifetime.
Benefits include possible
savings in estate taxes if a charity is the beneficiary of the
trust remainder. Also, the terms of the trust can be changed
at any time.
A qualified retirement plan
remains one of the most ideal ways to accumulate wealth and a
secure future. Yet, this may be an ineffective way of
transferring wealth or preserving assets after a lifetime. A
large portion of assets from a qualified retirement plan, such
as profit sharing, a 401(k), a 403(b), or an IRA, can be
exposed to taxation of up to 75 percent.
Income and estate taxes can
be reduced through a charitable gift of retirement plan
assets. A donor can choose the most ideal type of planned
giving arrangement for transferring the balance on an account
to Auburn Hills Christian School. Some of the possibilities
include naming Auburn Hills Christian School as the
beneficiary of retirement assets through the plan
administrator. A benefactor also can transfer retirement
assets at death to a tax-exempt deferred giving plan, such as
a charitable remainder unitrust or a charitable remainder
annuity trust.
Insurance
The procedure for donating a
life insurance policy is simple and is a popular way to give
with little expenditure. Whole life insurance can be offered
by naming Auburn Hills Christian School as the irrevocable
owner and beneficiary.
Charitable contributions
from the donor to AHCS in the amount of any premiums may be
required with gifts of life insurance policies.
Charitable Remainder Trusts
Donors often choose the
charitable remainder trust as a way to achieve a variety of
financial goals while making a significant gift to AHCS. (A
trust is a legal agreement that specifies how the assets
placed under the trust will be managed.)
Through a charitable
remainder trust, a donor can contribute assets to the trust
and receive a life income. The remaining principal will go to
the charity, specifically Auburn Hills Christian School.
There are two types of
charitable remainder trusts — the unitrust and the annuity
trust. Under a unitrust, annual income to the donor is paid as
a fixed percentage of the fair market value of the assets.
Under the annuity trust, the donor receives annual income as a
fixed payment equaling based on a certain percentage of the
value of the asset at the time the deferred-giving agreement
is signed.
The advantages of
establishing a charitable remainder trust include an income
stream for life, avoidance of taxes on capital gains for
appreciated securities or real estate, and reduction of estate
taxes, a charitable contribution income tax deduction based on
life expectancy.
The exact reverse of a
charitable remainder trust is a charitable lead trust. This
type of deferred gift offers a charity, specifically Auburn
Hills Christian School, an income for a period of time after
which individual beneficiaries receive the remainder of the
trust.
Creating a charitable lead
trust will allow a donor to share surplus income with AHCS,
and then pass the principal to family at greatly reduced gift
and estate taxes. The donor may also opt to retain the asset
after the term of the income stream is completed.